Finance your new (e-)bike with EasyCredit instalment purchase 0%*
Would you like to finance your (e-)bike or bicycle and pay conveniently in instalments? With us, you pay a fixed amount per month and enjoy the use of your new (e-)bike at the same time. The best thing about it: there is no interest for terms of up to 12 months! So you only pay the actual purchase price, without any additional costs. To ensure maximum flexibility, we offer individually fixed instalments as well as the option of special repayments or payment breaks during the term.
Financing your new bike? Here are the advantages at a glance:
- Immediate credit decision
- 0% interest: With terms of up to 12 months, you pay no interest for the entire term of the loan. Simple and without hidden costs.
- No proof of salary required
- Option to take a payment break
- First instalment due 30 days after delivery of the (e-)bike at the earliest
- Special repayments possible during the term
- Simple processing: Select "Ratenkauf easyCredit" as the payment method, enter a few details and receive the financing decision immediately.
Do you have any questions about 0% financing with easycredit?
Is it possible to finance an (e-)bike?
Select your desired bike in our shop and choose " easyCredit instalment purchase" as the payment method. After entering some data, you will receive the financing decision directly during the order process - without complicated PostIdent!
What happens if the financing decision is negative?
Don't worry, there are no disadvantages for you. A negative financing decision will not affect future purchase decisions. As each purchase is reviewed individually, subsequent e-bike financing is entirely possible.
What requirements do you need to fulfil for e-bike financing?
To be able to finance an e-bike, you must be at least 18 years old and have a regular monthly income. Your main place of residence should be in Germany. Proof of salary is not required for financing.
How much does it cost to finance an (e-)bike?
With terms of up to 12 months, you pay 0% interest on your e-bike from STATERA for the entire term of the loan. Simple and without hidden costs. Special repayments are possible during the entire term and there are no additional fees.
How high is the monthly instalment for (e-)bike financing?
EasyCredit hire purchase offers maximum flexibility. You set your monthly instalment individually, with a minimum instalment of 20 euros. This results in a term of between 2 and 12 months. The first instalment is due at the earliest 30 days after delivery of the e-bike.
Is it possible to pause payments or adjust the instalment plan?
Life circumstances can change and restrict the financial framework. In such cases in particular, maximum flexibility is extremely important. With EasyCredit hire purchase, you can therefore take a payment break or adjust the instalment plan. So you are always on the safe side.
*Representative example: Debit interest rate 0.0 % p.a. fixed for the entire term, effective annual interest rate 0.0 %, order value 2500.00 EUR, contract term 10 months, total amount 2500.00 EUR, monthly instalment 250.00 EUR, final instalment 250.00 EUR.